WGU SAP explained: the 66.67% rule that controls your financial aid

Every course you are registered for in a term counts as attempted, unless it is formally Dropped, which removes it entirely. Passed courses count as attempted and completed. Not Passed and Withdrawn count as attempted but not completed.

Two details catch students. Transfer credits and Requirement Satisfied entries count as both attempted and completed, so a big transfer bank starts your rate strong. And for terms beginning on or after July 1, 2025, an In Progress grade counts as attempted-not-completed, a tightening from older practice where unfinished courses rolled forward more gently.

Separate from the percentage, WGU requires you to complete at least one course each term to stay in good standing. For terms starting on or after July 1, 2025, earning at least one In Progress grade also satisfies this leg.

Note this is different from enrollment minimums: full-time undergraduate enrollment is 12 CUs per term (8 for graduate programs), which is what you register for. The SAP question is what you finish, not what you start.

Per WGU's handbook for terms from July 2025: if your cumulative rate drops below 66.67% but you completed at least one course (or earned an In Progress grade), you get a warning term during which federal aid continues. If you completed nothing, federal aid terminates without the warning. Failing to reach 66.67% by the end of the warning term also terminates aid.

After termination you may continue as a self-pay student, but most scholarships and grants end immediately with no warning term. The rate follows your cumulative record, so digging out takes real completions, not good intentions.

Appeals require extenuating circumstances: medical events, a death in the immediate family, employment hardship, military mobilization, or disasters, documented by a third party. You explain how the timing prevented progress and what has changed, submit the SAP appeal form with a digital signature, and the deadline is the last day of the third month of your current term. Decisions are final.

An approved appeal grants one probationary term on an academic plan, and you must reach 66.67% cumulative by its end. The other path back is reinstatement without appeal: self-pay until your cumulative rate recovers to 66.67%, and aid resumes the next payment period.

SAP failures are almost never surprise events. They are the visible residue of a stalled term: courses registered, nothing finished, rate sliding, aid gone. A term where something clears every week cannot produce that residue, because the percentage only moves one way when completions keep landing.

That is the quiet benefit of a Coursework Ninja plan beyond speed: under the written plan we complete the listed OAs, PAs, and tasks on a weekly schedule, so your completion rate climbs every term instead of gambling on your spare hours. The 6-month guarantee and your aid eligibility point the same direction.